With over 30 years of retail financial services experience, James’ career has covered a variety of financial service sectors, including banking, insurance, investment and wealth management. 

James also has a strong legal and regulatory background, having spent time at the Law Society of Scotland and the Financial Services Authority. He has held senior Executive/Board positions in RBS, Standard Life, TD Banking Group and Speirs & Jeffrey. 

Additionally, he has held a variety of Regulatory Approved Persons positions, including Director, NED, Compliance Oversight, Risk Management and Money Laundering Reporting Officer and possesses a strong pedigree in the implementation of risk and governance frameworks across a variety of businesses. As well as being an ex-Regulator, James has managed regulatory relationships and successfully navigated many regulatory inspections in the UK and overseas.

He is a member of the Personal Finance Society (DipPFS), a Fellow of the Chartered Institute for Securities and Investments (FCSI) and possesses an MBA, the Financial Times NED Diploma, and the Oxford University Fintech Certificate.